Home Loan

Empower your vision with our specialized home loan solutions. Designed for growth, flexibility, and speed.

  • Fast Processing
  • Flexible Repayment
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Overview Features Documents Fees & Charges Bank Partners

Product Overview

A Home Loan is a financial solution designed to help individuals purchase, construct, or renovate residential property with ease. By spreading the cost over a longer tenure, home loans make property ownership affordable through convenient monthly installments (EMIs). Our home loan offering caters to a wide range of needs, including buying a new or resale house, constructing a home on your own plot, expanding your existing property, or renovating your living space. With competitive interest rates, flexible repayment options, and a simple application process, owning your dream home becomes more accessible

Key Features & Benefits

  • Home Purchase Loan: Get financial assistance to purchase a new or resale house, apartment, or flat with ease and convenience.
  • Construction Loan: Get financial support to build your dream home on a plot you already own, covering construction and major structural work.
  • Home Expansion: Easily fund the expansion of your existing house, whether it’s adding new rooms, floors, or additional space.
  • Renovation & Upgrade Funding: Improve your living space with loans designed for home repairs, renovations, and modern upgrades.
  • Special NRI Loan Facility: Tailored solutions for Non-Resident Indians to purchase or invest in residential property in India with simplified processes.
  • Flexible Financing Options: Choose from multiple lenders offering competitive interest rates and flexible EMI plans to suit your budget.

Required Documents

  • 1. Identity & Address Proof: Aadhaar Card, PAN Card, Passport, Voter ID, etc.
  • 2. Income Proof(Salaried Only): Latest salary slips (last 3–6 months)
  • 3. Bank Statements: Last 6–12 months (applicable for both Salaried and Self-Employed)
  • 4. Employment Proof (Salaried Only): Offer letter, employment certificate, or company ID card
  • 5. Form 16 / ITR: Salaried for Form 16 or ITR for the last 1–2 years (if applicable) & Self-Employed for Income Tax Returns for the last 2–3 years with computation
  • 6. Business Proof (Self-Employed Only): GST registration, trade license, or business registration certificate
  • 7. Property Documents: Sale agreement, title deed, and other relevant property papers

Fees & Charges

The fees and charges for a Home Loan may vary depending on the lender and individual case. Below is a general overview: 1. Loan Processing Fees: 0.25% to 2% of the loan amount 2. Stamp Duty Charges: Based on property value and applicable state laws 3. Legal Fees: Charged on an actual basis 4. Penal Charges: Typically around 2% per month 5. EMI / Cheque Bounce Charges: Approximately ₹500 per instance.

Our Banking Partners

We have partnered with leading financial institutions to provide you with the best rates for Home Loan.

No specific banks listed. We work with all major banks.

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