Our Loan Products

Loan Against Property

A Loan Against Property (LAP) is a secured loan that allows you to unlock the value of your residential or commercial property to meet your financial needs. By pledging your property as collateral, you can avail higher loan amounts at competitive interest rates with flexible repayment options. This loan is designed for both salaried and self-employed individuals who require funds for purposes such as business expansion, education, medical expenses, debt consolidation, or other personal requirements.

• Secured Financing Option: This loan is backed by your property as collateral, which reduces the lender’s risk and helps you avail funds at comparatively lower interest rates.
• High Loan Eligibility: Get access to substantial loan amounts based on your property’s market value, usually higher than unsecured loans like personal loans.
• Extended Repayment Tenure: Enjoy flexible repayment options with longer tenures, typically ranging from 5 to 20 years, making EMIs more affordable.
• End-Use Flexibility: Use the loan amount for multiple purposes such as business expansion, education, medical expenses, or personal needs—no strict restrictions.